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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,522 | $70,366-65.2% | $66,674-63.2% | $138,895-82.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 18.22% | 386.41%-368.2pp | 321.24%-303.0pp | 145.39%-127.2pp |
| Employer contribution / active EE | $2,668 | $2,765-3.5% | $2,620+1.8% | $4,194-36.4% |
| Participant deferral / active EE | $5,335 | $4,374+22.0% | $4,084+30.6% | $6,396-16.6% |
| Admin fee / account holder | $978 | $5,262-81.4% | $5,098-80.8% | $12,562-92.2% |