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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,775 | $175,231-60.2% | $149,696-53.4% | $139,466-50.0% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 22.83% | 166.77%-143.9pp | 134.46%-111.6pp | 373.66%-350.8pp |
| Employer contribution / active EE | $3,882 | $5,478-29.1% | $4,821-19.5% | $4,754-18.3% |
| Participant deferral / active EE | $9,070 | $6,521+39.1% | $5,682+59.6% | $6,712+35.1% |
| Admin fee / account holder | $585 | $16,155-96.4% | $13,212-95.6% | $11,409-94.9% |