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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,571 | $69,248-45.7% | $64,101-41.4% | $139,466-73.1% |
| Participation rate | 87.5% | 75.6%+11.9pp | 72.3%+15.2pp | 80.3%+7.2pp |
| Annual return | 10.52% | 45.95%-35.4pp | 33.72%-23.2pp | 373.66%-363.1pp |
| Employer contribution / active EE | $233 | $3,185-92.7% | $2,749-91.5% | $4,754-95.1% |
| Participant deferral / active EE | $5,256 | $4,682+12.2% | $3,881+35.4% | $6,712-21.7% |
| Admin fee / account holder | $11,216 | $4,247+164.1% | $3,070+265.3% | $11,409-1.7% |