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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,344 | $108,226+38.0% | $77,513+92.7% | $158,950-6.0% |
| Participation rate | 13.6% | 64.4%-50.8pp | 54.2%-40.6pp | 82.0%-68.3pp |
| Annual return | 24.40% | 31.67%-7.3pp | 54.81%-30.4pp | 302.91%-278.5pp |
| Employer contribution / active EE | $1,749 | $1,325+32.0% | $987+77.3% | $4,762-63.3% |
| Participant deferral / active EE | $2,064 | $2,456-16.0% | $1,861+10.9% | $5,983-65.5% |
| Admin fee / account holder | $20 | $3,710-99.5% | $2,859-99.3% | $11,248-99.8% |