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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,836 | $202,440-70.4% | $169,390-64.7% | $139,466-57.1% |
| Participation rate | 63.6% | 81.1%-17.5pp | 77.2%-13.5pp | 80.3%-16.7pp |
| Annual return | 18.37% | 532.36%-514.0pp | 406.07%-387.7pp | 373.66%-355.3pp |
| Employer contribution / active EE | $2,675 | $4,693-43.0% | $4,013-33.3% | $4,754-43.7% |
| Participant deferral / active EE | $3,313 | $6,940-52.3% | $6,222-46.8% | $6,712-50.6% |
| Admin fee / account holder | $8,655 | $10,722-19.3% | $9,015-4.0% | $11,409-24.1% |