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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,202 | $190,879-77.4% | $160,009-73.0% | $134,532-67.9% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.0%+5.4pp | 81.2%+2.1pp |
| Annual return | -16.78% | 552.63%-569.4pp | 408.85%-425.6pp | 418.27%-435.0pp |
| Employer contribution / active EE | $8,055 | $4,995+61.3% | $4,225+90.6% | $4,741+69.9% |
| Participant deferral / active EE | $3,719 | $6,924-46.3% | $6,183-39.8% | $6,401-41.9% |
| Admin fee / account holder | $1,113 | $10,495-89.4% | $8,715-87.2% | $11,429-90.3% |