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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,740 | $82,288-56.6% | $68,794-48.0% | $134,509-73.4% |
| Participation rate | 0.0% | 75.1%-75.1pp | 69.0%-69.0pp | 81.2%-81.2pp |
| Annual return | -17.14% | -2.19%-14.9pp | -6.37%-10.8pp | 418.13%-435.3pp |
| Employer contribution / active EE | $2,611 | $3,301-20.9% | $2,656-1.7% | $4,741-44.9% |
| Participant deferral / active EE | $6,347 | $4,738+33.9% | $3,941+61.0% | $6,400-0.8% |
| Admin fee / account holder | $1,343 | $6,482-79.3% | $4,934-72.8% | $11,427-88.2% |