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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,770 | $183,516-93.0% | $155,534-91.8% | $145,884-91.2% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 8.44% | 61.43%-53.0pp | 64.92%-56.5pp | 551.85%-543.4pp |
| Employer contribution / active EE | $3,911 | $5,315-26.4% | $4,675-16.3% | $4,662-16.1% |
| Participant deferral / active EE | $6,679 | $6,467+3.3% | $5,630+18.6% | $6,690-0.2% |
| Admin fee / account holder | $474 | $19,293-97.5% | $15,900-97.0% | $13,392-96.5% |