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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,496 | $175,259-95.2% | $149,723-94.3% | $139,487-93.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.52% | 166.82%-154.3pp | 134.50%-122.0pp | 373.84%-361.3pp |
| Employer contribution / active EE | $5,126 | $5,478-6.4% | $4,821+6.3% | $4,755+7.8% |
| Participant deferral / active EE | $6,038 | $6,522-7.4% | $5,682+6.2% | $6,713-10.1% |
| Admin fee / account holder | $1,858 | $16,158-88.5% | $13,215-85.9% | $11,407-83.7% |