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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $136,793 |
401(K) ADVISORS INC9 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $58,661 |
MMA SECURITIES LLC1 year Service code 27 · EIN 22-3570392 | Advisory (Plan) | $21,493 |
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,388 | $63,690+156.5% | $163,3790% | $71,012+130.1% |
| Participation rate | 99.3% | 47.6%+51.7pp | 76.8%+22.5pp | 58.6%+40.8pp |
| Annual return | 18.68% | 21.56%-2.9pp | 63.41%-44.7pp | 37.67%-19.0pp |
| Employer contribution / active EE | $9,275 | $1,703+444.6% | $3,752+147.2% | $2,348+295.1% |
| Participant deferral / active EE | $14,525 | $3,160+359.7% | $6,282+131.2% | $3,246+347.5% |
| Admin fee / account holder | $337 | $1,298-74.1% | $9,818-96.6% | $1,167-71.1% |