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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,977 | $165,399+25.7% | $149,745+38.9% | $158,982+30.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.99% | 348.34%-336.3pp | 276.72%-264.7pp | 302.99%-291.0pp |
| Employer contribution / active EE | $3,493 | $5,105-31.6% | $4,646-24.8% | $4,763-26.7% |
| Participant deferral / active EE | $8,391 | $7,183+16.8% | $6,843+22.6% | $5,983+40.2% |
| Admin fee / account holder | $5,298 | $10,811-51.0% | $9,312-43.1% | $11,252-52.9% |