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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,977 | $165,351+25.8% | $149,710+38.9% | $158,931+30.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.99% | 348.19%-336.2pp | 276.63%-264.6pp | 302.86%-290.9pp |
| Employer contribution / active EE | $3,493 | $5,103-31.6% | $4,645-24.8% | $4,761-26.6% |
| Participant deferral / active EE | $8,391 | $7,181+16.8% | $6,842+22.6% | $5,982+40.3% |
| Admin fee / account holder | $5,298 | $10,807-51.0% | $9,309-43.1% | $11,247-52.9% |