See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,725 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY2+ years Service code 49 10960 WILSHIRE BLVD · LOS ANGELES, CA 90024 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,128 | $56,640-71.5% | $80,975-80.1% | $57,658-72.0% |
| Participation rate | 58.4% | 75.9%-17.4pp | 75.8%-17.4pp | 70.2%-11.8pp |
| Annual return | 8.84% | 19.97%-11.1pp | 17.10%-8.3pp | 5.13%+3.7pp |
| Employer contribution / active EE | $439 | $2,085-79.0% | $3,714-88.2% | $1,974-77.8% |
| Participant deferral / active EE | $3,090 | $4,944-37.5% | $5,696-45.8% | $3,061+1.0% |
| Admin fee / account holder | $8 | $87-90.6% | $5,516-99.9% | $95-91.3% |