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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,108 | $56,484-83.9% | $169,452-94.6% | $64,181-85.8% |
| Participation rate | 100.0% | 64.5%+35.5pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -6.29% | -1.55%-4.7pp | 1.83%-8.1pp | 7.63%-13.9pp |
| Employer contribution / active EE | $2,561 | $1,832+39.8% | $4,157-38.4% | $2,381+7.6% |
| Participant deferral / active EE | $2,748 | $3,448-20.3% | $5,277-47.9% | $3,470-20.8% |
| Admin fee / account holder | $29,080 | $4,174+596.7% | $9,110+219.2% | $4,887+495.0% |