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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,676 | $106,267-74.0% | $96,520-71.3% | $139,456-80.2% |
| Participation rate | 54.5% | 77.8%-23.3pp | 74.3%-19.8pp | 80.3%-25.8pp |
| Annual return | 26.60% | 38.45%-11.9pp | 35.72%-9.1pp | 373.45%-346.8pp |
| Employer contribution / active EE | $2,595 | $4,105-36.8% | $3,739-30.6% | $4,753-45.4% |
| Participant deferral / active EE | $5,957 | $5,454+9.2% | $4,879+22.1% | $6,711-11.2% |
| Admin fee / account holder | $857 | $7,882-89.1% | $6,733-87.3% | $11,407-92.5% |