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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,197 | $115,814+91.9% | $101,275+119.4% | $158,982+39.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.35% | 56.16%-39.8pp | 46.48%-30.1pp | 302.99%-286.6pp |
| Employer contribution / active EE | $16,957 | $4,176+306.1% | $3,660+363.3% | $4,763+256.0% |
| Participant deferral / active EE | $9,144 | $4,958+84.4% | $4,371+109.2% | $5,983+52.8% |
| Admin fee / account holder | $2,524 | $7,249-65.2% | $5,948-57.6% | $11,252-77.6% |