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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,922 | $97,732+58.5% | $83,831+84.8% | $135,380+14.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -3.01% | 1287.56%-1290.6pp | 850.99%-854.0pp | 519.81%-522.8pp |
| Employer contribution / active EE | $12,655 | $4,222+199.7% | $3,631+248.5% | $4,779+164.8% |
| Participant deferral / active EE | $12,000 | $4,683+156.3% | $4,082+194.0% | $5,609+113.9% |
| Admin fee / account holder | $2,965 | $6,675-55.6% | $5,479-45.9% | $10,828-72.6% |