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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,433 | $124,980+3.6% | $108,359+19.4% | $154,746-16.4% |
| Participation rate | 73.3% | 75.2%-1.8pp | 70.1%+3.2pp | 80.7%-7.4pp |
| Annual return | 16.85% | 45.00%-28.1pp | 36.89%-20.0pp | 172.34%-155.5pp |
| Employer contribution / active EE | $9,937 | $2,851+248.6% | $2,399+314.1% | $4,379+126.9% |
| Participant deferral / active EE | $8,306 | $4,743+75.1% | $4,137+100.8% | $6,730+23.4% |
| Admin fee / account holder | $15,312 | $11,502+33.1% | $9,741+57.2% | $14,365+6.6% |