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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,120 | $95,915-32.1% | $79,580-18.2% | $134,532-51.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -19.96% | -2.71%-17.2pp | 0.15%-20.1pp | 418.27%-438.2pp |
| Employer contribution / active EE | $6,297 | $3,129+101.3% | $2,413+160.9% | $4,741+32.8% |
| Participant deferral / active EE | $10,912 | $4,693+132.5% | $3,985+173.8% | $6,401+70.5% |
| Admin fee / account holder | $424 | $9,132-95.4% | $6,835-93.8% | $11,429-96.3% |