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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,433 | $112,729+14.8% | $98,716+31.1% | $137,256-5.7% |
| Participation rate | 73.3% | 74.2%-0.9pp | 69.3%+4.0pp | 80.0%-6.6pp |
| Annual return | 16.85% | 38.48%-21.6pp | 31.81%-15.0pp | 220.34%-203.5pp |
| Employer contribution / active EE | $9,937 | $2,725+264.6% | $2,279+336.1% | $4,156+139.1% |
| Participant deferral / active EE | $8,306 | $4,640+79.0% | $4,048+105.2% | $6,407+29.6% |
| Admin fee / account holder | $15,312 | $10,129+51.2% | $8,703+75.9% | $12,270+24.8% |