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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,700 | $165,399-29.4% | $149,745-22.1% | $158,982-26.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 27.14% | 348.34%-321.2pp | 276.72%-249.6pp | 302.99%-275.8pp |
| Employer contribution / active EE | $17,212 | $5,105+237.2% | $4,646+270.5% | $4,763+261.4% |
| Participant deferral / active EE | $15,486 | $7,183+115.6% | $6,843+126.3% | $5,983+158.8% |
| Admin fee / account holder | $1,437 | $10,811-86.7% | $9,312-84.6% | $11,252-87.2% |