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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,070 | $157,276-58.0% | $141,177-53.2% | $152,885-56.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 28.78% | 64.33%-35.6pp | 71.40%-42.6pp | 345.39%-316.6pp |
| Employer contribution / active EE | $17,529 | $5,262+233.1% | $4,736+270.1% | $4,763+268.0% |
| Participant deferral / active EE | $14,277 | $7,110+100.8% | $6,710+112.8% | $5,851+144.0% |
| Admin fee / account holder | $461 | $12,123-96.2% | $10,263-95.5% | $11,598-96.0% |