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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,650 | $57,140-53.4% | $85,240-68.7% | $80,959-67.1% |
| Participation rate | 13.2% | 56.4%-43.2pp | 67.5%-54.3pp | 67.7%-54.5pp |
| Annual return | 11.44% | 21.71%-10.3pp | 66.75%-55.3pp | 35.67%-24.2pp |
| Employer contribution / active EE | $190 | $1,802-89.4% | $2,735-93.0% | $2,757-93.1% |
| Participant deferral / active EE | $850 | $3,115-72.7% | $4,527-81.2% | $4,300-80.2% |
| Admin fee / account holder | $67 | $4,992-98.7% | $6,165-98.9% | $6,925-99.0% |