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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,320 | $87,546-61.9% | $75,784-56.0% | $125,389-73.4% |
| Participation rate | 62.5% | 80.2%-17.7pp | 75.8%-13.3pp | 83.2%-20.7pp |
| Annual return | -2.40% | 13.49%-15.9pp | 9.68%-12.1pp | 282.24%-284.6pp |
| Employer contribution / active EE | $10,829 | $3,930+175.5% | $3,323+225.8% | $4,866+122.5% |
| Participant deferral / active EE | $4,112 | $4,230-2.8% | $3,652+12.6% | $5,352-23.2% |
| Admin fee / account holder | $379 | $6,503-94.2% | $5,300-92.9% | $9,541-96.0% |