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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,422 | $157,276+180.7% | $141,177+212.7% | $152,885+188.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.01% | 64.33%-48.3pp | 71.40%-55.4pp | 345.39%-329.4pp |
| Employer contribution / active EE | $5,667 | $5,262+7.7% | $4,736+19.7% | $4,763+19.0% |
| Participant deferral / active EE | $20,500 | $7,110+188.3% | $6,710+205.5% | $5,851+250.4% |
| Admin fee / account holder | $3,335 | $12,123-72.5% | $10,263-67.5% | $11,598-71.2% |