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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,963 | $211,288-94.8% | $178,540-93.9% | $145,884-92.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 5.06% | 30.27%-25.2pp | 27.15%-22.1pp | 551.85%-546.8pp |
| Employer contribution / active EE | $1,986 | $4,574-56.6% | $3,953-49.8% | $4,662-57.4% |
| Participant deferral / active EE | $3,335 | $6,967-52.1% | $6,281-46.9% | $6,690-50.1% |
| Admin fee / account holder | $37,410 | $12,105+209.0% | $10,424+258.9% | $13,392+179.3% |