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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,259 | $226,135-54.8% | $182,558-44.0% | $152,909-33.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 14.89% | 192.60%-177.7pp | 148.59%-133.7pp | 345.46%-330.6pp |
| Employer contribution / active EE | $3,303 | $4,979-33.7% | $4,076-19.0% | $4,764-30.7% |
| Participant deferral / active EE | $13,170 | $6,371+106.7% | $5,526+138.3% | $5,851+125.1% |
| Admin fee / account holder | $1,975 | $10,707-81.6% | $8,594-77.0% | $11,601-83.0% |