Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,591 | $56,339-59.9% | $104,299-78.3% | $68,490-67.0% |
| Participation rate | 45.7% | 63.3%-17.6pp | 73.3%-27.6pp | 67.9%-22.2pp |
| Annual return | -22.95% | -9.19%-13.8pp | 24.62%-47.6pp | -7.85%-15.1pp |
| Employer contribution / active EE | $1,178 | $1,960-39.9% | $3,373-65.1% | $2,597-54.6% |
| Participant deferral / active EE | $1,993 | $3,077-35.2% | $4,626-56.9% | $4,028-50.5% |
| Admin fee / account holder | $896 | $4,902-81.7% | $7,339-87.8% | $5,403-83.4% |