Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,388 | $52,836-84.1% | $105,736-92.1% | $64,173-86.9% |
| Participation rate | 60.5% | 66.5%-6.1pp | 76.3%-15.9pp | 69.6%-9.1pp |
| Annual return | -6.25% | 14.30%-20.5pp | 6.27%-12.5pp | 7.63%-13.9pp |
| Employer contribution / active EE | $1,385 | $1,827-24.2% | $3,268-57.6% | $2,381-41.8% |
| Participant deferral / active EE | $1,557 | $2,545-38.8% | $4,080-61.8% | $3,470-55.1% |
| Admin fee / account holder | $1,118 | $3,959-71.8% | $6,913-83.8% | $4,887-77.1% |