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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,948 | $101,063-36.7% | $81,473-21.5% | $147,586-56.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 17.90% | 32.41%-14.5pp | 38.78%-20.9pp | 578.59%-560.7pp |
| Employer contribution / active EE | $7,564 | $3,206+136.0% | $2,568+194.6% | $4,876+55.1% |
| Participant deferral / active EE | $7,416 | $4,242+74.8% | $3,537+109.7% | $5,439+36.4% |
| Admin fee / account holder | $9,745 | $5,812+67.7% | $4,561+113.6% | $10,886-10.5% |