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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,309 | $152,592-79.5% | $125,180-75.0% | $152,885-79.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 23.24% | 54.84%-31.6pp | 43.79%-20.6pp | 345.39%-322.2pp |
| Employer contribution / active EE | $2,343 | $4,947-52.6% | $3,866-39.4% | $4,763-50.8% |
| Participant deferral / active EE | $5,801 | $5,868-1.1% | $4,937+17.5% | $5,851-0.9% |
| Admin fee / account holder | $1,107 | $13,435-91.8% | $9,703-88.6% | $11,598-90.5% |