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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,521 | $135,956+94.6% | $123,894+113.5% | $273,972-3.4% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | -3.74% | 56.63%-60.4pp | 47.52%-51.3pp | 41.46%-45.2pp |
| Employer contribution / active EE | $21,316 | $5,170+312.3% | $4,617+361.7% | $4,869+337.8% |
| Participant deferral / active EE | $6,528 | $6,343+2.9% | $5,984+9.1% | $5,287+23.5% |
| Admin fee / account holder | $11,148 | $9,817+13.5% | $8,357+33.4% | $10,133+10.0% |