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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,762 | $80,983-87.9% | $96,544-89.9% | $75,177-87.0% |
| Participation rate | 98.3% | 71.8%+26.5pp | 76.0%+22.3pp | 67.2%+31.1pp |
| Annual return | 14.11% | 27.05%-12.9pp | 25.88%-11.8pp | 160.75%-146.6pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,702 | $3,929-31.2% | $4,851-44.3% | $4,126-34.5% |
| Admin fee / account holder | $1,638 | $6,717-75.6% | $8,254-80.2% | $5,651-71.0% |