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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,400 | $71,873-86.9% | $86,698-89.2% | $68,490-86.3% |
| Participation rate | 92.2% | 72.2%+19.9pp | 76.6%+15.6pp | 67.9%+24.3pp |
| Annual return | -14.55% | 3.54%-18.1pp | 35.96%-50.5pp | -7.85%-6.7pp |
| Employer contribution / active EE | $60 | $2,173-97.2% | $2,837-97.9% | $2,597-97.7% |
| Participant deferral / active EE | $2,461 | $3,779-34.9% | $4,656-47.1% | $4,028-38.9% |
| Admin fee / account holder | $302 | $6,110-95.1% | $7,492-96.0% | $5,403-94.4% |