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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,267 | $228,395-88.1% | $185,861-85.3% | $158,982-82.8% |
| Participation rate | 55.6% | 82.3%-26.8pp | 78.0%-22.5pp | 82.0%-26.4pp |
| Annual return | 17.44% | 40.82%-23.4pp | 35.96%-18.5pp | 302.99%-285.5pp |
| Employer contribution / active EE | $843 | $4,968-83.0% | $4,088-79.4% | $4,763-82.3% |
| Participant deferral / active EE | $4,981 | $6,417-22.4% | $5,634-11.6% | $5,983-16.8% |
| Admin fee / account holder | $125 | $11,869-98.9% | $9,503-98.7% | $11,252-98.9% |