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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,639 | $226,135-92.2% | $182,558-90.3% | $152,909-88.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 25.52% | 192.60%-167.1pp | 148.59%-123.1pp | 345.46%-319.9pp |
| Employer contribution / active EE | $1,237 | $4,979-75.2% | $4,076-69.7% | $4,764-74.0% |
| Participant deferral / active EE | $7,005 | $6,371+10.0% | $5,526+26.8% | $5,851+19.7% |
| Admin fee / account holder | $944 | $10,707-91.2% | $8,594-89.0% | $11,601-91.9% |