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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,194 | $85,171+1.2% | $172,752-50.1% | $72,975+18.1% |
| Participation rate | 54.3% | 70.1%-15.7pp | 82.6%-28.3pp | 69.5%-15.1pp |
| Annual return | 20.46% | 27.32%-6.9pp | 802.97%-782.5pp | 81.01%-60.6pp |
| Employer contribution / active EE | $1,729 | $3,324-48.0% | $5,144-66.4% | $2,440-29.1% |
| Participant deferral / active EE | $2,857 | $3,260-12.4% | $5,198-45.0% | $3,608-20.8% |
| Admin fee / account holder | $0 | $5,880-100.0% | $13,955-100.0% | $5,124-100.0% |