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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,594 | $77,638-23.2% | $156,551-61.9% | $62,881-5.2% |
| Participation rate | 60.0% | 71.2%-11.2pp | 84.0%-24.0pp | 69.3%-9.3pp |
| Annual return | 13.56% | 50.33%-36.8pp | 32.23%-18.7pp | 20.14%-6.6pp |
| Employer contribution / active EE | $2,750 | $3,444-20.1% | $5,501-50.0% | $2,281+20.6% |
| Participant deferral / active EE | $2,849 | $3,046-6.5% | $4,871-41.5% | $3,203-11.1% |
| Admin fee / account holder | $65 | $5,561-98.8% | $13,028-99.5% | $4,296-98.5% |