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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,010 | $157,304-86.0% | $141,197-84.4% | $152,909-85.6% |
| Participation rate | 86.7% | 84.8%+1.8pp | 82.5%+4.2pp | 82.5%+4.2pp |
| Annual return | 23.40% | 64.34%-40.9pp | 71.41%-48.0pp | 345.46%-322.1pp |
| Employer contribution / active EE | $1,400 | $5,263-73.4% | $4,736-70.4% | $4,764-70.6% |
| Participant deferral / active EE | $2,037 | $7,111-71.3% | $6,710-69.6% | $5,851-65.2% |
| Admin fee / account holder | $4,214 | $12,126-65.3% | $10,265-59.0% | $11,601-63.7% |