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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,127 | $64,729-50.4% | $112,263-71.4% | $68,490-53.1% |
| Participation rate | 66.7% | 67.2%-0.5pp | 75.1%-8.4pp | 67.9%-1.2pp |
| Annual return | -15.73% | -11.40%-4.3pp | 27.49%-43.2pp | -7.85%-7.9pp |
| Employer contribution / active EE | $2,522 | $2,746-8.2% | $3,636-30.6% | $2,597-2.9% |
| Participant deferral / active EE | $5,167 | $3,566+44.9% | $4,729+9.2% | $4,028+28.3% |
| Admin fee / account holder | $4,915 | $5,222-5.9% | $6,410-23.3% | $5,403-9.0% |