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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,410 | $72,273-66.2% | $101,275-75.9% | $79,856-69.4% |
| Participation rate | 74.2% | 68.5%+5.7pp | 75.8%-1.6pp | 69.6%+4.6pp |
| Annual return | 16.81% | 22.30%-5.5pp | 46.48%-29.7pp | 31.71%-14.9pp |
| Employer contribution / active EE | $2,308 | $2,691-14.3% | $3,660-37.0% | $2,471-6.6% |
| Participant deferral / active EE | $4,361 | $3,282+32.9% | $4,371-0.2% | $3,741+16.6% |
| Admin fee / account holder | $1,126 | $4,401-74.4% | $5,948-81.1% | $5,306-78.8% |