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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,252 | $141,004+183.9% | $112,273+256.5% | $139,456+187.0% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 23.08% | 32.75%-9.7pp | 30.23%-7.1pp | 373.45%-350.4pp |
| Employer contribution / active EE | $10,808 | $4,285+152.2% | $3,431+215.0% | $4,753+127.4% |
| Participant deferral / active EE | $18,751 | $5,878+219.0% | $4,800+290.7% | $6,711+179.4% |
| Admin fee / account holder | $7,422 | $9,959-25.5% | $7,752-4.3% | $11,407-34.9% |