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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,376 | $168,635-93.8% | $147,617-93.0% | $125,389-91.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -71.88% | 77.65%-149.5pp | 61.98%-133.9pp | 282.24%-354.1pp |
| Employer contribution / active EE | $2,868 | $6,252-54.1% | $5,564-48.5% | $4,866-41.1% |
| Participant deferral / active EE | $7,320 | $5,507+32.9% | $4,895+49.5% | $5,352+36.8% |
| Admin fee / account holder | $43,728 | $13,580+222.0% | $11,612+276.6% | $9,541+358.3% |