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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,527 | $75,962+25.8% | $154,108-38.0% | $64,173+48.9% |
| Participation rate | 80.3% | 70.4%+9.9pp | 83.0%-2.7pp | 69.6%+10.7pp |
| Annual return | -6.38% | 30.32%-36.7pp | 735.21%-741.6pp | 7.63%-14.0pp |
| Employer contribution / active EE | $10,564 | $3,350+215.4% | $5,298+99.4% | $2,381+343.7% |
| Participant deferral / active EE | $13,926 | $3,175+338.7% | $5,081+174.1% | $3,470+301.4% |
| Admin fee / account holder | $17,248 | $5,589+208.6% | $13,411+28.6% | $4,887+252.9% |