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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $801,243 | $150,447+432.6% | $136,298+487.9% | $147,586+442.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.24% | 1049.15%-1034.9pp | 5156.27%-5142.0pp | 578.59%-564.3pp |
| Employer contribution / active EE | $4,659 | $5,256-11.4% | $4,696-0.8% | $4,876-4.5% |
| Participant deferral / active EE | $26,703 | $6,631+302.7% | $6,247+327.4% | $5,439+391.0% |
| Admin fee / account holder | $69,727 | $10,906+539.3% | $9,244+654.3% | $10,886+540.5% |