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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,433 | $89,367-72.7% | $141,191-82.7% | $72,975-66.5% |
| Participation rate | 77.5% | 75.1%+2.4pp | 82.5%-5.0pp | 69.5%+8.0pp |
| Annual return | 36.52% | 111.87%-75.4pp | 71.41%-34.9pp | 81.01%-44.5pp |
| Employer contribution / active EE | $3,612 | $3,115+16.0% | $4,736-23.7% | $2,440+48.0% |
| Participant deferral / active EE | $7,105 | $5,419+31.1% | $6,710+5.9% | $3,608+96.9% |
| Admin fee / account holder | $1,575 | $5,957-73.6% | $10,264-84.7% | $5,124-69.3% |