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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,321 | $98,776-82.5% | $149,745-88.4% | $79,856-78.3% |
| Participation rate | 90.6% | 75.8%+14.8pp | 82.5%+8.1pp | 69.6%+21.0pp |
| Annual return | 14.93% | 27.38%-12.4pp | 276.72%-261.8pp | 31.71%-16.8pp |
| Employer contribution / active EE | $1,168 | $3,217-63.7% | $4,646-74.9% | $2,471-52.8% |
| Participant deferral / active EE | $2,986 | $5,681-47.4% | $6,843-56.4% | $3,741-20.2% |
| Admin fee / account holder | $1,918 | $6,053-68.3% | $9,312-79.4% | $5,306-63.8% |