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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,799 | $56,484-77.3% | $169,452-92.4% | $64,173-80.1% |
| Participation rate | 65.4% | 64.5%+0.8pp | 77.8%-12.4pp | 69.6%-4.2pp |
| Annual return | -7.53% | -1.55%-6.0pp | 1.83%-9.4pp | 7.63%-15.2pp |
| Employer contribution / active EE | $984 | $1,832-46.3% | $4,157-76.3% | $2,381-58.7% |
| Participant deferral / active EE | $2,588 | $3,448-24.9% | $5,277-51.0% | $3,470-25.4% |
| Admin fee / account holder | $154 | $4,174-96.3% | $9,110-98.3% | $4,887-96.8% |