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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,251 | $102,422-65.6% | $147,117-76.0% | $80,959-56.5% |
| Participation rate | 97.3% | 75.9%+21.4pp | 82.2%+15.1pp | 67.7%+29.6pp |
| Annual return | 10.93% | 135.16%-124.2pp | 420.54%-409.6pp | 35.67%-24.7pp |
| Employer contribution / active EE | $1,605 | $3,717-56.8% | $4,932-67.5% | $2,757-41.8% |
| Participant deferral / active EE | $4,620 | $6,652-30.6% | $8,065-42.7% | $4,300+7.4% |
| Admin fee / account holder | $3,972 | $7,953-50.1% | $12,993-69.4% | $6,925-42.6% |