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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,951 | $181,896+85.8% | $156,551+115.9% | $273,972+23.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.54% | 30.74%-24.2pp | 32.23%-25.7pp | 41.46%-34.9pp |
| Employer contribution / active EE | $13,484 | $6,248+115.8% | $5,501+145.1% | $4,869+177.0% |
| Participant deferral / active EE | $16,117 | $5,550+190.4% | $4,871+230.9% | $5,287+204.8% |
| Admin fee / account holder | $315 | $15,560-98.0% | $13,028-97.6% | $10,133-96.9% |