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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,006 | $138,068-54.4% | $125,358-49.7% | $134,493-53.2% |
| Participation rate | 68.2% | 84.5%-16.3pp | 82.4%-14.2pp | 81.2%-13.0pp |
| Annual return | -12.96% | 750.30%-763.3pp | 572.03%-585.0pp | 418.01%-431.0pp |
| Employer contribution / active EE | $1,890 | $5,244-64.0% | $4,814-60.7% | $4,740-60.1% |
| Participant deferral / active EE | $3,890 | $7,799-50.1% | $7,447-47.8% | $6,400-39.2% |
| Admin fee / account holder | $752 | $11,568-93.5% | $10,007-92.5% | $11,425-93.4% |